How to Afford Assisted Living
Contact us today to schedule a visit and experience the Ararat Gardens difference.
Is Quality Assisted Living in Glendale Within Reach? Absolutely.
Are you exploring how to afford assisted living for yourself or a cherished loved one? The journey to finding high-quality care can feel daunting, especially when considering the financial aspects.
At Ararat Gardens, located near the iconic Brand Park and the vibrant Americana at Brand in Glendale, CA, we understand these concerns.
Our team educates you on diverse payment methods, including private pay, long-term care insurance, VA benefits, and bridge loans.
Navigating Financial Options for Assisted Living
We’ll help you understand how to afford assisted living through these avenues.
-Applying for BRIDGE LOANS: Bridge loans are short-term solutions designed to cover costs while long-term funding or assets (like a home) are being sold or other long-term funding sources become available. These are typically offered by specialized lenders in the elder care industry. Our team can connect you with reputable financial partners who provide these types of loans and guide you through the application process.
-Understanding & Applying for VA BENEFITS: Veterans and surviving spouses may qualify for the Aid and Attendance benefit to help cover assisted living costs. The U.S. Department of Veterans Affairs administers this benefit.You can apply for VA benefits through the VA’s official website (VA.gov), by mail using forms found on their site, or by visiting a regional VA office in person. We can help you determine if you or your loved one may qualify and direct you to the necessary resources and forms for application, guiding gathering the required documentation.
-Utilizing LONG-TERM CARE INSURANCE: If you or your loved one has a long-term care insurance policy, it can significantly offset assisted living costs. Benefits typically activate when assistance with Activities of Daily Living (ADLs) is needed. Our team can help you understand your policy’s specifics, including daily benefit amounts and elimination periods, and assist with the claims process by contacting your specific long-term care insurance provider directly through their customer service channels or website to ensure you maximize your eligible benefits.
Personalized Planning & Seamless Transition
Based on your unique circumstances, we help create a clear financial roadmap and identify the best-fit care level within our community. Our support extends to connecting you with trusted financial advisors and offering guidance on applying for any eligible benefits or programs.
Once a plan is in place, we ensure a smooth and stress-free move into our nurturing environment. This careful planning addresses how to afford assisted living effectively for the long term.
Why Families Trust Ararat Gardens: Value and Peace of Mind
Choosing Ararat Gardens means selecting a partner dedicated to your loved one’s well-being and your financial security. We are one of the premier assisted living facilities in the region, offering:
Expert Financial Guidance: Our team provides personalized assistance, helping you navigate the complexities of long-term care financing. We offer transparent pricing, ensuring clarity on all costs associated with our high-quality assisted living services.
Comprehensive Care, Tailored Levels: From independent living to skilled nursing, we provide a full spectrum of services, ensuring your loved one receives the right care at the right stage, optimizing costs and providing exceptional value.
Vibrant Community Life in Glendale: Beyond care, your loved one enjoys engaging activities, nutritious dining, and a supportive environment, fostering connection and purpose.
Resident and Family Stories:
Frequently Asked Questions
Is Ararat Gardens a "buy-in" community?
No, we are not a “buy-in” community. Our residents do not need to make a large upfront investment to secure a residence with us. We operate on a private pay model, which typically involves monthly fees for services and accommodations, offering more flexibility for families.
Do you currently have a waiting list for your community?
No, we currently have availability in our community. We encourage prospective residents and their families to reach out to us promptly to discuss their needs and explore our current openings without the concern of a prolonged waiting period.
Do you accept insurance for Assisted Living or Independent Living?
No, we are 100% private pay for Assisted Living and Independent Living. While many long-term care insurance policies can help offset costs, we can assist in preparing the documents residents need to be reimbursed by their long-term care insurance provider.
We are happy to help you understand how your long-term care policy might apply.
Can you accommodate insulin administration?
Yes, we are fully equipped to accommodate residents requiring insulin administration. We have appropriate, skilled nursing staff on-site to manage and administer insulin according to individual care plans, ensuring proper medical support for this specific need.
What is the history of Ararat Gardens?
Ararat Gardens was established in 2023 through the acquisition of a senior living community in Glendale. It is an extension of Ararat Home, an organization with a long and rich history, founded in 1949 by a visionary group of Armenian-Americans. This expansion allows the Home to extend its reach to a greater segment of the community it was founded to serve.
How to afford assisted living?
We understand that financing assisted living is a primary concern. At Ararat Gardens, we guide families through various payment options, including private pay, leveraging long-term care insurance benefits, accessing eligible VA benefits such as Aid and Attendance, and utilizing bridge loans as a short-term solution
Our team is dedicated to helping you explore these avenues to create a personalized financial roadmap that works for you and your loved one.